Pay In Time New Zealand powers embedded finance for NZ AgTech vendors, equipment dealers, irrigation suppliers and input providers — letting your customers say yes at the point of decision with structured payment plans aligned to dairy payout, harvest or livestock sales cycles.
Who This Is For: SaaS and software AgTech vendors with subscription deals NZD $10k–$500k. Robotics, hardware and sensor vendors with deployment cost NZD $25k–$2M. Irrigation, effluent, dairy shed, fencing and on-farm infrastructure suppliers. Input suppliers — seed, fertiliser, agrichemical, animal health — wanting deferred terms aligned to payout cycles. Equipment dealers seeking a finance partner beyond captive OEM finance.
How It Works: White-labelled or co-branded finance application embedded in your sales flow. Instant pre-qualification for facilities up to NZD $250k. Full underwrite for facilities NZD $250k to $5M+ within 5 business days. Payment to vendor on delivery or activation. Customer repays PIT NZ directly via seasonal, monthly or balloon structures.
What You Get: Higher conversion rates — typical lift of 25–40 percent on demo-to-deployment. Larger average deal size. Faster cash collection — PIT pays you up front. Co-branded landing pages and sales collateral. Volume rebates on programmatic facilities. Dedicated vendor success manager.
Apply for AgTech Vendor Finance partnership:
Compliance: Pay In Time New Zealand is a trade name of REALM Group Global. Credit and finance products are originated and funded by licensed New Zealand lending partners under the CCCFA 2003 and FSPR Act 2008 where applicable, and provided to wholesale and business clients only. This page is general information and does not constitute financial product advice.
