Pay In Time Australia powers embedded finance for Australian AgTech vendors, equipment dealers, irrigation suppliers and input providers — letting your customers say yes at the point of decision with structured payment plans, seasonal-aligned repayments and instant pre-qualification.
Who This Is For: SaaS and software AgTech vendors with annual subscription deals $10k–$500k. Robotics, hardware and sensor vendors with deployment cost $25k–$2M. Irrigation, fencing, sheds, silos and on-farm infrastructure suppliers. Input suppliers — seed, fertiliser, chemical, animal health — wanting deferred payment terms aligned to harvest or livestock sales cycle. Equipment dealers seeking a finance partner beyond captive OEM finance.
How It Works: White-labelled or co-branded finance application embedded in your sales flow. Instant pre-qualification (typically 60 seconds) for facilities up to $250k. Full underwrite for facilities $250k to $5M+ within 5 business days. Payment to vendor on equipment delivery or service activation. Customer repays PIT directly via seasonal, monthly or balloon structures.
What You Get: Higher conversion rates — typical lift of 25–40 percent on demo-to-deployment ratios. Larger average deal size as customers stop self-rationing on price. Faster cash collection — PIT pays you up front. Co-branded landing pages, sales collateral and rep training. Volume rebates on programmatic facilities. Dedicated vendor success manager.
Apply for AgTech Vendor Finance partnership below:
Compliance: Pay In Time Australia is a trade name of REALM Group Global Pty Ltd. Credit and finance products are originated and funded by licensed Australian credit providers and commercial lenders under the National Consumer Credit Protection Act 2009 (Cth) where applicable, and provided to wholesale and business clients under the Corporations Act 2001 (Cth). This page is general information and does not constitute financial product advice or an offer to lend.
