Pay In Time Australia is opening its capital partner panel to a select group of Australian super funds, specialty private credit managers, family offices with rural and agricultural mandates, and bank co-lending desks seeking deployment into high-yield, asset-backed Australian agricultural credit.
Target Capital Partner Profile: Australian super funds with private debt allocations seeking yield uplift and ag exposure. Specialty private credit funds with rural, agricultural or equipment finance mandates. Family offices with farmland, water rights or agribusiness exposure looking for cash-yielding credit overlays. Regional and second-tier banks seeking programmatic co-lending into agricultural facilities.
Indicative Facility Structures: Forward-flow agreements $25M to $200M+. Warehouse facilities revolving against an eligibility matrix. Participation and co-lending per-deal on larger structured transactions $5M to $50M. Programmatic AgTech vendor finance drawn on transaction triggers.
Indicative Economics: Target gross yields 8 to 13 percent depending on product, tenor and structure. Loss expectations modelled at 30 to 120 bps net of recoveries based on Australian agricultural track record. PIT earns origination fee, structuring fee, and servicing trail of 25 to 75 bps pa on book under management.
Engagement Process: 30-minute briefing call, NDA and data room access, structure design workshop, indicative term sheet, LOI and definitive documentation, first deals funded within 60 to 90 days of facility close.
Submit your Capital Partner enquiry below to receive data room access and book the next briefing call:
Important: This page is for general informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities or to enter into any transaction. Any facility, structure or yield figures are indicative only and subject to definitive documentation, due diligence, regulatory approval and credit committee. Pay In Time Australia is a trade name of REALM Group Global Pty Ltd. Wholesale clients only (s708 / s761G Corporations Act 2001).
