The Pay In Time Canada Broker Network Program is a co-branded origination partnership for Canadian finance brokers, mortgage agents, agri-advisers, and accountants serving producers, processors and AgTech operators. We supply the lender panel, structuring capacity and back-end servicing so you can win and retain ag finance clients without building the panel yourself.
What Brokers Get: Multi-lender panel covering pre-harvest operating finance, livestock and feeder finance, equipment finance, quota finance, receivables and trade finance, and embedded AgTech vendor finance. Co-branded marketing assets and landing pages. Up-front commission plus trail. Dedicated BDM and credit support. Full lodgement-to-settlement workflow.
Ideal Broker Profile: Licensed Canadian mortgage agents and brokers under FSRA / AMF / FCAA / RECA with rural client books. Commercial finance brokers with $5M+ ag deal flow. Agri-advisers, AME accredited financial advisers, and CPA-affiliated accountants with referral capacity. Existing CMBA, MPC, IMBA affiliates welcome.
Commercial Terms: Up-front commission 0.4 to 0.8 percent of facility size. Trail commission 10 to 20 bps pa on revolving facilities. Structuring bonus on programmatic vendor finance and capital partner deals. No exclusivity — brokers retain full client relationship ownership.
Onboarding: Submit application below. 30-minute discovery call within 5 business days. Network Partner Agreement and accreditation pack. Co-branded landing page live within 10 business days. Quarterly review and tiered upgrade path.
Apply to join the CA Broker Network Program:
Compliance: Pay In Time Canada is a trade name of REALM Group Global. Pay In Time does not extend credit directly in Canada. All lending products are originated and funded by licensed Canadian lending partners. Broker conduct is subject to applicable provincial regulators (FSRA, AMF, FCAA, RECA and equivalents). This page is general information only and does not constitute financial advice.
