Pay In Time Canada powers embedded finance for Canadian AgTech vendors, equipment dealers, irrigation suppliers and input providers — letting your customers say yes at the point of decision with structured payment plans aligned to harvest, livestock sales or milk cheque cycles.
Who This Is For: SaaS and software AgTech vendors with subscription deals CAD $10k–$500k. Robotics, hardware and sensor vendors with deployment cost CAD $25k–$2M. Irrigation, grain handling, livestock infrastructure, fencing and shed suppliers. Input suppliers — seed, fertilizer, crop protection, animal health — wanting deferred terms aligned to harvest or milk cheque cycles. Equipment dealers seeking a finance partner beyond captive OEM finance.
How It Works: White-labelled or co-branded finance application embedded in your sales flow. Instant pre-qualification for facilities up to CAD $250k. Full underwrite for facilities CAD $250k to $5M+ within 5 business days. Payment to vendor on delivery or activation. Customer repays PIT Canada directly via seasonal, monthly or balloon structures.
What You Get: Higher conversion rates — typical lift of 25–40 percent on demo-to-deployment. Larger average deal size. Faster cash collection — PIT pays you up front. Co-branded landing pages and sales collateral. Volume rebates on programmatic facilities. Dedicated vendor success manager.
Apply for AgTech Vendor Finance partnership:
Compliance: Pay In Time Canada is a trade name of REALM Group Global. Pay In Time does not extend credit directly in Canada. All lending products are originated and funded by licensed Canadian lending partners under applicable provincial regulators (FSRA, AMF, FCAA and equivalents). Commercial finance is provided to business clients only. This page is general information and does not constitute financial product advice.
