Pay In Time New Zealand is opening its capital partner panel to NZ institutional credit allocators, Australian super funds with trans-Tasman mandates, specialty private credit managers, family offices with rural and agricultural mandates, and bank co-lending desks seeking high-yield, asset-backed exposure to NZ primary sector credit.
Target Capital Partner Profile: NZ Super Fund and ACC private debt mandates. Australian super funds with NZ allocation. NZ-based private credit funds (Milford, Harbour, Pie Funds private debt overlays). Family offices with rural land, water, dairy quota or kiwifruit exposure. Bank co-lending desks at ANZ, ASB, BNZ, Westpac, Heartland, Rabobank NZ.
Indicative Facility Structures: Forward-flow agreements NZD $25M to $150M+. Warehouse facilities revolving against an eligibility matrix. Participation and co-lending per-deal NZD $5M to $30M. Programmatic AgTech vendor finance drawn on transaction triggers.
Indicative Economics: Target gross yields 7 to 12 percent depending on product, tenor and structure. Loss expectations modelled at 40 to 130 bps net of recoveries based on NZ ag track record. PIT earns origination fee, structuring fee, and servicing trail of 25 to 75 bps pa on book.
Engagement Process: 30-minute briefing call, NDA and data room access, structure design workshop, indicative term sheet, LOI and definitive documentation, first deals funded within 60 to 90 days of facility close.
Submit your Capital Partner enquiry below:
Important: This page is general information only and does not constitute an offer to sell or a solicitation of an offer to buy any securities or to enter into any transaction. Any facility, structure or yield figures are indicative only and subject to definitive documentation, due diligence, regulatory approval and credit committee. Pay In Time New Zealand is a trade name of REALM Group Global. Wholesale investor only (FMCA 2013 Schedule 1 Clause 3).
