The Pay In Time New Zealand Broker Network Program is a co-branded origination partnership for finance brokers, rural advisers, accountants and agribusiness consultants serving the NZ primary sector. We supply the lender panel, structuring capacity and back-end servicing so you can win and retain ag finance clients without building the infrastructure yourself.
What Brokers Get: Multi-lender panel covering dairy payout bridging, seasonal working capital, livestock finance, irrigation and equipment, kiwifruit pre-harvest, and embedded vendor finance. Co-branded marketing assets and a dedicated landing page. Up-front commission plus trail on programmatic facilities. Dedicated BDM, credit support and full lodgement-to-settlement workflow.
Ideal Broker Profile: NZ-registered financial advisers under FSLAA (FAP or authorised body) with rural client books. Commercial finance brokers active with $2M+ ag deal flow. Accountants and rural consultants with referral capacity. Existing FANZ, NZFSG, Loan Market NZ, Mortgage Express affiliates welcome.
Commercial Terms: Up-front commission 0.4 to 0.8 percent of facility size. Trail commission 10 to 20 bps pa on revolving facilities. Structuring bonus on programmatic vendor finance and capital partner deals. No exclusivity — brokers retain full client relationship ownership.
Onboarding: Submit application below. 30-minute discovery call within 5 business days. Network Partner Agreement and accreditation pack. Co-branded landing page live within 10 business days. Quarterly review and tiered upgrade path.
Apply to join the NZ Broker Network Program:
Compliance: Pay In Time New Zealand is a trade name of REALM Group Global. Credit products are originated and funded by licensed New Zealand lending partners under the CCCFA 2003 and FSPR Act 2008 where applicable. Commercial finance provided to wholesale and business clients only. Adviser disclosure obligations under FSLAA apply where relevant. This page is general information only and does not constitute financial advice.
