Bespoke Insights for Farmers by Farmers:
Stay ahead with Pay In Time’s industry news. Get insights on finance, equipment, and seasonal trends impacting Australian agriculture. Visit our Industry News page.
Explore the latest updates in agricultural finance and funding options for farmers:
How to Use Farm Finance as a Strategic Tool — Not Just a Safety Net
Most farmers think of finance as something you use when things get tight. But the most successful operators use finance strategically — not reactively. Finance
Planning for Growth: How to Scale Your Farm Without Breaking the Bank
Farm growth doesn’t happen by accident.It happens by planning — and choosing the right financial structure at the right time. Whether you’re looking to expand
Five Financial Mistakes Farmers make and how to avoid them!
Even the best operators run into financial challenges.Here are the five most common mistakes we see — and how Pay In Time helps prevent them.
When Times Get Tough: Financing Through Droughts, Downturns and Hard Seasons
Every farmer knows the truth:Some years test you. Others stretch you. And some blindside you completely. Drought.Flooding.Delayed harvests.Livestock health issues.Market crashes.Unexpected machinery repairs. These moments
From Tractor to Balance Sheet: Smart Equipment Finance for Australian Farms
Modern farming runs on modern machinery — and machinery isn’t cheap. Tractors, headers, sprayers, seeders, irrigation systems, sheds, fencing upgrades…These aren’t “nice extras.”They’re what keep
Why Farm Finance Needs to Look Different — And How Pay In Time Does It Better
Running a farm is nothing like running a typical business.Your income is seasonal. Your risks are higher. Your costs are unpredictable. And your cashflow can
