Finance options for Farmers...

At Pay In Time, we understand the unique financial challenges faced by Australian farmers. We’re committed to providing comprehensive and tailored financial solutions to help you thrive. 

We know that farming runs on timing. Your inputs, your labour, and your repayments all need to line up with the season. Pay In Time helps you match finance to your cash flow, so you can plan with confidence rather than pressure.

Choose from flexible products designed for livestock, grain, equipment, property and working capital across the year.

Explore our Financial Solutions for Australian Farmers

At Pay In Time, we understand the importance of timing in farming. Our inputs and operations funding are carefully matched to harvest dates, ensuring that financial support is available when you need seeds, fertilizers, and machinery costs planned around your harvest calendar. Operational funding is scheduled to support each phase of your farming cycle, so you can confidently manage inputs and workflows aligned with your seasonal schedule, maximizing efficiency and profitability.

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Livestock Funding Solutions
Secure the financial resources you need to expand or maintain your livestock herds. Our livestock funding options are designed to support your operational needs and growth objectives.
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Seasonal Finance Options
We understand the importance of timing in farming. Our inputs and operations funding are carefully matched to harvest dates, ensuring that financial support is available when you need it.
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Lines of Credit on Demand
Streamline your operations and reduce timing pressures with working capital that ensures a smooth cash flow throughout every season, all year round.

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Equipment Finance Options
Upgrade your machinery and equipment to enhance productivity and efficiency. Our equipment finance solutions provide access to the latest technology for your farming operations.
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A picturesque view of a sprawling farm property with a well-maintained farmhouse, representing property loans. The image should evoke a sense of stability and long-term investment.
Property Loan Assistance
Invest in your farm's future with our property loan assistance. Whether you're purchasing or refinancing, we offer financial solutions to help you expand your land assets.
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Secure your farm’s future with tailored financial solutions. Contact us today to learn how we can support your agricultural growth.
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